Platinum American Express Card For Free!
Yup. Free. The $695 fee? Pay it once and get almost double that in benefits.
$200 Uber credit. $15 a month, $35 in December. We use Uber a few times a month, and I also pair this with Uber gift cards from Costco purchased at a 20-25% discount. Then I may use Uber Eats with a promo to save even more.
$100 Saks Fifth Avenue credit. $50 every 6 months. My husband just bought 3 Ralph Lauren shirts, marked down from $164 to $52, one of the shirts cost $2 after this credit.
$240 digital entertainment credit. I subscribe to a Disney/Hulu bundle for $19.99 a month. This credit covers that.
$168 Walmart deliver credit. $14 a month is credited back, which includes the tax. Unlimited free deliveries from Walmart, and it includes a free subscription to Peacock!
$199 CLEAR credit for speedier ways through airline security. I pair this with one of my airline memberships, like United, for a discount, and then I get my spouse’s Clear membership for only an additional $30.
$200 airline fee travel credit. Pick an airline and you can get up to $200 back on things like food ordered on the plane, luggage fees, seat upgrades. And, if you have a United Airlines account, there is a hack to add the $200 every year to your account there, it can grow and go toward a ticket purchase.
$120 TSA credit, good once every 5 years, which is when the renewal is due. If you have a second card for $275 (which is mine, the main card is in my hubby’s name), that card is eligible for the $100 TSA credit as well.
We are up to $1127 in benefits that I automatically use without trying! And of course there is more!
The sign-up bonus can be 80,000-100,000 points. I am able to get a 1:1 ratio (it is usually far less than this) to use 69,500 points to pay the $695 fee every year. And I earn points with every purchase that can be used for giftcard purchases, point transfers to various airlines and hotel programs!
You can call and get a free Priority Pass membership for use at first class lounges in most airports (and if you fly Delta, Delta lounge access, and the Amex Centurion club access at select airports). And if they do not have a lounge, you may get a generous food credit for a nice meal at one of the airport restaurants. And the Amex Platinum gets you Hilton Honors Gold Status and Marriott Bonvoy Gold Elite status!
There are more categories of BONUSES to be aware of as well! I sometimes use them, so they are not in my initial calculation above that I automatically save.
$200 Hotel credit for higher end hotels. I am going to use this one this year! I never thought to research the cheapest of these to be able to afford to book two nights, so one will end up free!
$300 Equinox Credit
Almost 100 current extra offers on the card, you have to add them to your card for them to be activated, here is a copy of my offer page with a sampling:
Checking out the offers as they change, adding them to the card, this takes more time. These extra savings will add up, for me it is another few hundred dollars in savings every year. So the card is not just free, I make a profit off of it!
Here’s my Amex referral link. Use it and we could both earn rewards if you are approved and get a Card. The current offer is 80,000 points when you sign up now! DM me for the link for you to get 80,000 points!
So misleading to list the title of this article as getting the card for free. Huge difference between free and getting value out of it that exceeds the cost. Today’s news is all about misleading 😔